About A-Plus Hajj
The Hajj and Umrah are two important milestones for every Muslim, and one would want to experience this special journey at least once in their lifetime. As you prepare for your holy pilgrimage, it is important for you to be financially prepared so that in the event of any unfortunate incidents, you and your loved ones will be protected.
A-Plus Hajj is a unique takaful add-on plan with features to complement the A-LifeLink-i plan. A-Plus Hajj provides you with protection should the unexpected happen to you during your Hajj or Umrah. A-Plus Hajj also comes with a unique feature called Value Booster, where you will receive cash payouts once every three years to help you save so that you can make your desired pilgrimage trip a reality.
What Does It Provided?
Coverage during hajj and umrah
We will pay 100% of the coverage amount if you pass away or suffer from total and permanent disability (TPD) while performing Hajj or Umrah.
Coverage for mers virus
We will pay 100% of the coverage amount if you pass away due to the Middle East Respiratory Syndrome (MERS) virus during or after returning from Hajj or Umrah.
Coverage for accidental death at all times
We will pay 100% of the coverage amount if you pass away due to an accident. We will pay double the coverage amount if the accident occurs on a public transportation or if you pass away due to a fire in public buildings.
These benefits are applicable at any point of time, and not limited to during Hajj and Umrah.
Boost your savings
Through Value Booster, you will receive an amount equals to 2% of your add-on coverage amount every 3 years while the plan is active.
Badal Hajj Benefit
Your family will receive RM 5,000 to arrange for Badal Hajj, when you are no longer around.
Compassionate benefit for spouse
You will receive compassionate benefit equals to 20% of your add-on coverage amount or RM10,000, whichever is higher, if your spouse passes away while performing Hajj or Umrah with you.
If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.
A Closer Look At The Benefits
A-Plus Hajj provides extra protection should the unexpected happen to you during your pilgrimage or if you pass away due to an accident, as we will pay twice the coverage amount, and your family will also receive monetary compensation. The plan further provides compassionate benefit in the event of the death of your spouse during the pilgrimage journey. A-Plus Hajj also comes with a unique “Value Booster” feature where you will receive cash payouts once every three years to help you save so that you can make your desired pilgrimage trip a reality.