A-LIFE JOY
Life is full of uncertainties. To safeguard you and your loved ones’ future, planning for adequate protection should be one of your top priorities.
About A-Life Joy
Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you and your child need on your journey through parenthood.
A-Life Joy is a flexible investment-linked plan that helps you protect your child and invest with as little as RM 150 per month. We offer you the flexibility of changing the level of your child’s protection and savings from time to time, to meet your child’s ever-changing needs.
What Does It Provided?
Protect Your Child Even When You Are Expecting
You can participate in this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360 customer, you can enjoy the privilege of securing coverage for your child even if you are under 14 weeks pregnant without any medical underwriting.
Enhance Your Child’s Early Years Coverage
A-Plus BabyCare provides you with enhanced pregnancy care and child care benefits. This rider also covers child development disorders, specifically Autism Spectrum Disorder and Attention Deficit Hyperactivity Disorder – the first benefit of its kind in Malaysia
All-In-One Protection And Savings Plan For Your Child
You can participate in this plan for your child from as early as 14 weeks of pregnancy. If you are an A-Life Lady360 customer, you can enjoy the privilege of securing coverage for your child even if you are under 14 weeks pregnant without any medical underwriting.
Enjoy Twice The Coverage With The Autogrowth Feature
We will increase 100% of your child’s coverage amount, capped at RM 100,000 when your child turns 18, without any medical underwriting.
Flexible Protection And Savings
Contributions are affordable from RM 150 per month. You have the flexibility to increase or decrease your child’s coverage. You can also save more, withdraw, or switch between funds.
Education Savings Via A-Plus Scholarsaver
You can build an education savings fund for your child via A-Plus ScholarSaver. The premium allocated into A-Plus ScholarSaver qualifies for personal tax relief up to RM3,000 per annum for medical and educational insurance.
A Closer Look At The Benefits
Becoming a parent is one of the most joyful moments in your life. Having a child changes you in many surprising ways, and we’d like to provide you with the comfort and security that you need on your journey through parenthood.