A-LIFE SIGNATURE & A-LIFE SIGNATURE PLUSONE
Life is full of uncertainties. To safeguard you and your loved ones’ future, planning for adequate protection should be one of your top priorities.
About A-Life Signature & A-life Signature PlusOne
Family is not just important, it means everything to you. You want peace of mind, knowing that even if the unthinkable happens to you, your loved ones can go on to pursue their hopes and ambitions.
A-Life Signature is a flexible investment-linked plan designed to protect the lifestyles of the ones you love most if you’re no longer able to fulfill that role.
When you purchase an A-Life Signature plan for yourself; your spouse and child (aged 18 and above) are entitled to buy an A-Life Signature PlusOne plan for themselves. This plan features the same benefits as A-Life Signature, and they can enjoy a 10% reduction in their insurance premium. The coverage amount for this plan starts from RM350,000.
Join AIA Vitality, our unique insurance and health programme that actively supports and rewards you for making healthy choices.
When you purchase A-Life Signature or A-Life Signature PlusOne and sign up as an AIA Vitality member, you may receive an additional benefit called the Signature Boost. This allows you to receive additional account value when your policy matures or when your policy terminates due to death, TPD or critical illness claim (if applicable), without having to pay any additional premium.
What Does It Provided?
Lifestyle Protection For Your Family
This plan provides your family with a lump sum payment of 100% of the amount you’re covered for if you pass away or suffer loss of income due to total and permanent disability (TPD). We will pay twice the amount if you pass away due to an accident, and three times the amount if the accident occurs in a bus, train or airplane.
When you reach the end of your coverage period, we will pay you 100% of your account value, plus an additional 20%, to celebrate the end of your policy’s term.
Critical Illness Protection
You can enhance your coverage by adding on cover for critical illnesses to this plan so you have the financial means to focus on your recovery if diagnosed with a life-threatening illness.
Choice of Coverage And Payment Terms
You have the flexibility to choose your length of coverage and payment terms, depending on your financial commitments and aspirations for your loved ones.
No Medical Check Required
You will not have to go through a medical check up if your coverage amount is RM1.5 million and below.
Get More Account Value Through Signature Boost
When you purchase A-Life Signature or A-Life Signature PlusOne and sign up as an AIA Vitality member, you may receive an additional benefit called the Signature Boost. This allows you to receive additional account value based on your accumulated Signature Boost Percentage (SBP) or the Locked-in SBP, whichever is higher when your policy matures or when your policy terminates due to death, TPD or critical illness claim (if applicable), without having to pay any additional premium. The initial SBP starts from 20%. For each subsequent year, the Signature Boost Percentage may increase, decrease or remain the same based on your AIA Vitality Status.
A Closer Look At The Benefits
Becoming a parent is one of the most joyful moments in your life. Having a child changes you in many surprising ways, and we’d like to provide you with the comfort and security that you need on your journey through parenthood.