ACCIDENT PROTECTION Misfortune strikes when you least expect. Protect yourself and ensure you have the financial support in the event of an accident. A‑Plus AccidentShield & A‑Plus Total AccidentShield Boosts your coverage against accidents. Twin PA Provides a cash payout if you are injured, become disabled or you pass away after an accident. Anniversary PA Takes care of the financial implications should your circumstances change after an accident. My Family PA Helps you and your family cope financially if a loved one passes away or suffers an injury or total and permanent disability after an accident.